Ant Group Supports Sustainable Growth of Cross Border SME

Ant Group has unveiled a cutting-edge cross-border trade payment platform, designed to provide SMEs with compliant, convenient, and reliable digital payment and financial services. Leveraging advanced technologies such as multi-agents system and knowledge graph, the platform develops robust risk management solutions that automatically verify merchant authenticity and accurately assess transaction risks. This enables SMEs to efficiently streamline the onboarding process while enjoying a trustworthy, reliable, and convenient transaction environment. Notably, the platform enhances cross-border payment efficiency by tenfold, reduces average operational costs by over 50%, and maintains a fraud risk rate of less than 0.01%.

Ant Group's AI Agent-based risk management platform strives to pioneering world-leading security technology

Ant Group's AI Agent-based Risk Management Platform integrates extensive trade, legal, and risk case knowledge to generate a risk knowledge graph. This capability facilitates automated compliance reviews tailored to diverse regional regulations, allowing for the swift identification of risks related to money laundering, prohibited goods, fraud, and other compliance issues. For instance, when a merchant submits a request for foreign exchange settlement, the platform intelligently analyzes the order information alongside the applicable conversion requirements of the relevant country, automatically routing this through the knowledge graph. Upon identifying any risk, it promptly highlights key risk factors to the reviewer, thereby streamlining a decision-making process that involves multiple rounds of human-machine interaction. Ultimately, the system autonomously determines risk outcomes and advises merchants on necessary documentation adjustments, thereby accelerating foreign exchange settlement. Through cutting-edge artificial intelligence technologies, Ant Group's AI Agent-based Risk Management Platform is at the forefront of global security technology.

By Delving Deeply into Al Agent-Based Risk Management, Ant Group Collaborates with Ecosystem Partners to Co-Create a Prosperous Future

Ant Group has consistently been committed to developing risk management technology, with a mission to support small and micro enterprises. Ant Group's cross-border trade payment platform has reached a milestone, serving over 1 million merchants worldwide and facilitating transactions valued at more than $300 billion across over 200 countries and regions. As the digital economy continues to evolve, Ant Group remains committed to partnering with ecosystem allies to empower small and micro enterprises to achieve sustainable and stable growth in global economic cooperation through innovative technology, ultimately creating a prosperous and inclusive future for all.


The World Internet Conference (WIC) was established as an international organization on July 12, 2022, headquartered in Beijing, China. It was jointly initiated by Global System for Mobile Communication Association (GSMA), National Computer Network Emergency Response Technical Team/Coordination Center of China (CNCERT), China Internet Network Information Center (CNNIC), Alibaba Group, Tencent, and Zhijiang Lab.